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Practical Ways To Save Money

There are many ways to save money that can be rewarding and will lower some of the frustration in your life.  Below you will find information to help you make ends meet during and after your divorce.  With a little extra cash left at the end of the month, you can consider doing some fun things for you and your children.

1. Grocery Coupons and Sales - Stocking up on non-perishable sale items and using coupons is one of the best ways to save money.  You can clip coupons out of the paper or print real coupons from your computer at CoolSavings!   This can save you up to $1200 a year.

2. Free Samples - Great ways to save money and try out new products with little or no money out of your pocket. 

3. Utilities - Call your utility companies to be put on a monthly average billing plan to prevent seasonal fluctuations.  Find lower long distance rates.  

4. Insurance - Other ways to save money are to lower your monthly premium on health and auto insurance by raising the deductible (make sure that you have money saved back to cover the deductible).  If you don't currently have insurance, or need better rates, you can shop for the best rates at Netquote.com, which matches you to companies with the best premiums based on your insurance needs for auto, homeowners, life, and health insurance.

5. Eating Out - Other ways to save money are brown-bagging it twice a week instead  of eating out. It can save you at least $500 per year.

6. Carpool - Sharing the ride to work with one other person can save a huge amount of gas.

7. Movie Channels - Cancel the premium channels that usually come in the cable bundle if you really don’t watch them that much, and save $120 a year.

8. Bank Fees - One of the many ways to save money is to compare prices between banks. If you don’t have to pay a monthly fee, you will save at least $72 a year.

9. Clothing - Shopping for clearances when stores begin to put out next seasons clothes can save 30-75% on you family budgeting for clothing.

10. Linens - If you shop during the white sales (usually starting in early in the year), you can save up to 40%.

11. Magazines and Newspapers - Get a subscription for the publications that you always buy at the store.  Consider doing a magazine swap with your friends.  When you and your friends are finished with a magazine, exchange them with each other. 

Following just half of the suggestions on ways to save money can easily save you up to $2000 a year. When your expenses aren’t eating you up, you’ll be under less pressure and more able to concentrate on the important things in life. 
©Tracy Achen 2001 
At WomansDivorce.com we have one focus - helping women survive their divorce and rebuild their lives. (This article may be freely reproduced provided it is unaltered and the above information is included.)

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