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Practical Ways To Save Money
There are many ways to save money that can be rewarding and will
lower some of the frustration in your life. Below you will find
information to help you make ends meet during
and after your divorce. With a little extra cash left at the end of the
month, you can consider doing some fun things for you and your children.
1. Grocery Coupons and Sales - Stocking up on non-perishable sale items and
using coupons is one of the best ways to save money. You can clip coupons
out of the paper or print real coupons from your computer by using websites such CouponMom.com. This can save you up to $1200 a year.
3. Utilities - Call your utility companies to be put on a monthly average billing plan to
prevent seasonal fluctuations. Find lower long distance rates.
4.
Insurance - You can lower your monthly premium on health and auto insurance by raising the deductible (make sure
that you have money saved back to cover the deductible). If you don't
currently have insurance, or need better rates, you can shop for the best rates
at Netquote.com,
which
matches you to companies with the best premiums based on your insurance needs for auto,
homeowners, life, and health insurance.
5. Eating Out - Taking your lunch to work twice a week
instead of eating out can save you at least $500
per year, plus it will give you more time to enjoy your lunch break.
6. Carpool - Sharing the ride to work with one other person can save a huge amount of gas.
7. Movie Channels - Cancel the premium channels that usually come in the cable bundle
if you really don’t watch them that much, and save $120 a year.
8. Bank Fees - One of the many ways to save money is to compare prices between banks. If you don’t have to pay a monthly fee,
you will save at least $72 a year.
9. Clothing - Shopping for clearances when stores begin to put out next seasons clothes
can save 30-75% on you family budgeting for clothing.
10. Linens - If you shop during the white sales (usually starting in early in
the year), you can save up to 40%.
11. Magazines and Newspapers - Get a subscription for the
publications that you always buy at the store. Consider doing a magazine swap with your friends.
When you and your friends are finished with a magazine, exchange them with each other.
Following just half of the suggestions on ways to save money can easily save you up to $2000 a year. When your
expenses aren’t eating you up, you’ll be under less pressure and more able to concentrate on the
important things in life.